Diwa Pay

Diwa Pay – Buy Tokens, Sell & Earn Up to 4% Instantly

India's trusted P2P token trading platform. Purchase tokens, sell them and get up to 4% return instantly. Also sell USDT at ₹15 profit — receive money directly to your Paytm, Google Pay, PhonePe or MoneyView.

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⬇ Download App (APK)
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Welcome to Diwa Pay

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Diwa Pay is a Peer-to-Peer (P2P) token trading platform built for Indian users. The concept is simple — you purchase digital tokens on the platform, and then sell those tokens to other users in the marketplace. When your sell order completes, you instantly earn up to 4% return on the amount you traded.

Alongside token trading, Diwa Pay also lets you sell USDT (a stable digital currency) and earn ₹15 profit per unit sold. All payments — whether from token sales or USDT sales — land directly in your Paytm, Google Pay, PhonePe, or MoneyView account. No waiting, no middlemen.

Before you start trading, make sure at least one of these payment apps is active and linked to your Diwa Pay account — that is the account where your buyers will send money when you sell.

Guide Contents

  1. What is Diwa Pay?
  2. Required Payment Apps
  3. Download & Install
  4. Login & Registration
  5. How to Buy & Sell Tokens (Earn 4%)
  6. Sell USDT – Earn ₹15 Per Unit
  7. Safety & Scam Prevention
  8. Customer Support
  9. FAQs

What is Diwa Pay?

Diwa Pay Banner

Diwa Pay is a P2P marketplace where people buy and sell digital tokens directly with each other. There is no exchange or broker in between — you trade directly with real users. When you sell your tokens, the buyer sends money straight to your UPI-linked payment app.

The platform has two main earning opportunities:

  • 🪙 Token Trading: Buy tokens at a set price, then sell them in the marketplace and earn up to 4% instant return on every completed sell order.
  • 💵 USDT Selling: Sell USDT on the platform and earn a fixed ₹15 profit per USDT unit sold to a buyer.

How the Token Price Works

Tokens on Diwa Pay are traded at a fixed rate. This keeps the process predictable — you always know exactly how much you will earn when a sell order completes. The 4% return is applied automatically on every successful sale.

What You DoWhat You EarnHow Fast
Sell TokensUp to 4% per saleInstant on completion
Sell USDT₹15 per USDT unitInstant on completion
Refer a FriendReferral bonusWhen they trade

Required Payment Apps — Link Before You Trade

To receive money when you sell tokens or USDT on Diwa Pay, you must have at least one of the following payment apps installed and active on your phone. When a buyer purchases your tokens, they will send the payment to you through one of these apps:

📱 Paytm 🟢 Google Pay 💜 PhonePe 🔵 MoneyView

How to Link Your Payment App

  1. Open Diwa Pay and go to your Profile → Payment Settings.
  2. Select the payment app you want to link (Paytm, Google Pay, PhonePe, or MoneyView).
  3. Enter your registered UPI ID or mobile number for that app.
  4. Save and verify — your account is now ready to receive payments.
💡 You can link multiple payment apps to your account. When placing a sell order, choose the payment app you want the buyer to send money to. Always verify incoming payments inside your bank or wallet app before confirming receipt on Diwa Pay.

Diwa Pay App Download (APK)

Diwa Pay is available as an APK file for Android. The official APK is available through this page only. Follow these steps to install it safely:

  1. Tap the Download App (APK) button at the top of this page.
  2. On your Android phone, go to Settings → Security → Allow Unknown Sources and enable it.
  3. Open the downloaded APK file and tap Install.
  4. Once installed, open Diwa Pay and register or log in.
  5. Link your Paytm, Google Pay, PhonePe, or MoneyView account before your first trade.
⚠️ Only download the APK from the official button on this page. APKs from unofficial or third-party sites may be fake and can put your money and personal data at risk.

Login & Registration Process

🔐 Already Have an Account?

  1. Tap the Login button at the top of this page.
  2. Enter your registered mobile number and password.
  3. Tap Login to reach your dashboard.

🆕 Creating a New Account

  1. Tap Register.
  2. Enter your mobile number and create a strong password.
  3. Enter an invitation/referral code if you have one (optional).
  4. Verify your number with the OTP sent to your phone.
  5. Registration is complete — link your payment app to start trading.

Forgot Your Password?

On the login screen, tap Forgot Password. Enter your registered mobile number, create a new password, and confirm with the OTP sent to your phone. Your account access will be restored immediately.

How to Buy & Sell Tokens — Earn Up to 4%

Earning on Diwa Pay follows a simple cycle: buy tokens with money, list them for sale in the marketplace, and when a buyer purchases your tokens they pay you directly via your linked payment app. You keep up to 4% more than what you paid — that is your instant return.

💸 Step 1 — Buy Tokens

  1. Open Diwa Pay and go to the Buy section.
  2. Choose the amount of tokens you want to purchase.
  3. Select a seller from the listed orders and make payment via your UPI app (Paytm, Google Pay, PhonePe, or MoneyView).
  4. Once payment is confirmed, the tokens are added to your wallet.

📈 Step 2 — Sell Tokens & Earn 4%

  1. Go to the Sell section in the app.
  2. Select the number of tokens you want to sell and choose your preferred payment app to receive money.
  3. Your sell order goes live in the marketplace — a buyer will be matched to you.
  4. Once the buyer sends payment to your Paytm / Google Pay / PhonePe / MoneyView, verify the payment inside that app.
  5. Confirm receipt on Diwa Pay — your 4% return is credited to your account instantly.

👥 Referral Bonus

Share your personal referral link (found under the Rewards tab) with friends and family. Every time someone in your network completes a token sale, you earn a referral bonus — with no cap on the number of people you can refer.

ActivityReward
Token Sale (Sell Order)Up to 4% instant return
USDT Sale₹15 per USDT unit
Referral (Friend Trades)Referral bonus

Sell USDT — Earn ₹15 Per Unit

In addition to token trading, Diwa Pay gives you a second earning opportunity: selling USDT. USDT is a stable digital currency that is widely used across the world. On Diwa Pay, when you sell USDT to a buyer in the marketplace, you earn ₹15 profit on every single USDT unit they purchase from you.

How to Sell USDT on Diwa Pay

  1. Go to the Sell USDT section in the Diwa Pay app.
  2. Enter the amount of USDT you want to sell and choose your preferred payment app (Paytm, Google Pay, PhonePe, or MoneyView).
  3. Your USDT sell order is listed — a buyer from the marketplace will be matched to your order.
  4. The buyer sends payment directly to your linked payment app.
  5. Verify the payment in your app, then confirm receipt on Diwa Pay. Your ₹15 per unit profit is secured.
💡 The ₹15 per USDT unit is a fixed profit margin built into the platform's pricing. This is separate from the 4% return on token sales — both earning methods can be used together to maximise your daily income.

Is Diwa Pay Safe? Important Rules to Follow

Diwa Pay uses P2P escrow technology to protect every trade — your tokens are held securely until payment is confirmed. However, staying safe also depends on following these rules every single time you trade:

  • ✅ Always verify payment inside your bank or wallet app (Paytm, Google Pay, PhonePe, or MoneyView) before confirming receipt on Diwa Pay. Never rely on screenshots.
  • ✅ Never share your OTP, login password, or UPI PIN with anyone — not even someone claiming to be Diwa Pay support.
  • ✅ Only use the official in-app support channel for help.
  • ❌ Diwa Pay will never call you or ask you for remote access to your phone.
  • ❌ Do not confirm a sell order if you have not received payment — tap Appeal immediately if something feels wrong.
💡 Worried you may be on a fake Diwa Pay site? Try entering the wrong password — if a fake site still lets you in, it is a phishing page. Always access Diwa Pay only through the official login button on this page.

Customer Support & Help

Diwa Pay provides support through the in-app help center, available around the clock. There is no public phone number — all support happens inside the app as a security measure to keep your account safe.

How to Contact Support

  1. Open Diwa Pay and go to Support Center.
  2. Describe your issue and attach screenshots if relevant.
  3. Support typically responds within 4 hours.
⚠️ Telegram groups related to Diwa Pay are community-run and are NOT official. Never share your login details, payment information, or OTP in any Telegram group.

Frequently Asked Questions

What is Diwa Pay?

Diwa Pay is a peer-to-peer token trading platform where users buy digital tokens and sell them in the marketplace to earn up to 4% instant return. Users can also sell USDT and earn ₹15 per unit.

Which payment apps do I need?

You need at least one of these linked to your account: Paytm, Google Pay, PhonePe, or MoneyView. Buyers send payment to your linked app when you complete a sell order — without a linked payment app you cannot receive money.

How exactly do I earn money?

Buy tokens on the platform, list them for sale, and when a buyer completes the purchase they pay you directly to your Paytm / Google Pay / PhonePe / MoneyView. You receive up to 4% more than you paid for the tokens — that is your instant profit on every sell order.

How do I earn from USDT?

List your USDT for sale in the Diwa Pay marketplace. When a buyer purchases it, they pay you via your linked payment app. You earn a fixed ₹15 profit on every single USDT unit you sell.

How do I download Diwa Pay safely?

Tap the Download App (APK) button on this page. It is the only verified official source. Do not download from any other website or APK store.

What if I did not receive payment after confirming a sale?

Do not confirm receipt on the app. Tap Appeal immediately to freeze the trade and raise it with Diwa Pay support for investigation.

Is creating an account free?

Yes, registration is completely free. You only need funds when you are ready to purchase tokens and begin trading.

Can I have more than one account?

No. Each person is allowed one account only. Multiple accounts are a violation of Diwa Pay's rules and will result in a permanent ban.